At Northern Spain Travel, your safety, comfort, and peace of mind are fundamental to every journey we design.

While travel insurance is not included automatically in our travel design services, we strongly recommend that all clients obtain comprehensive travel insurance coverage prior to travel.

Upon request, Northern Spain Travel, a trading name of OBM Luxury Ventures S.L., can arrange travel insurance on your behalf through our trusted partner, AON, a globally recognised insurance provider.

Travel insurance provides essential protection against unforeseen circumstances and ensures access to assistance and support wherever you travel.

Insurance arrangements through AON

Northern Spain Travel can facilitate and arrange travel insurance coverage directly for clients through AON.

In this role, OBM Luxury Ventures S.L. acts as an intermediary to assist clients in securing appropriate travel insurance coverage tailored to their specific itinerary.

The insurance policy itself is issued, underwritten, and administered exclusively by AON or its authorised insurance partners.

Northern Spain Travel does not act as an insurer.

All insurance coverage, claims handling, and policy administration are the sole responsibility of the insurer.

Medical and emergency assistance coverage

Travel insurance arranged through AON typically includes comprehensive medical and emergency protection, including:

• Emergency medical, hospital, and pharmaceutical expenses (up to €5,000,000)
• Emergency medical evacuation and repatriation (unlimited coverage)
• Repatriation of mortal remains (unlimited coverage)
• Emergency dental treatment
• Emergency transportation and medical transfers
• Accommodation and travel expenses for accompanying persons
• Extension of stay due to medical reasons
• Delivery of urgent medication abroad
• Interpreter assistance and emergency communication services
• Search and rescue coverage

This coverage ensures access to appropriate medical care and assistance in the event of illness or injury during travel.

Travel disruption and baggage protection

Travel insurance may also provide protection against travel disruptions and loss of personal belongings, including:

• Compensation for lost, stolen, or damaged baggage
• Coverage for delayed baggage
• Compensation for delayed or cancelled transport
• Protection in case of missed connections
• Coverage for extended accommodation due to unforeseen events
• Assistance in case of loss or theft of travel documents
• Emergency financial assistance if funds are lost or stolen

These protections help reduce the financial impact of unexpected travel disruption.

 

Trip cancellation and interruption coverage (optional)

Optional cancellation coverage may be available to protect your financial investment in the event you are unable to travel due to covered circumstances.

This may include coverage for cancellation due to:

• Illness or injury
• Medical emergencies
• Family emergencies
• Legal obligations
• Work-related circumstances
• Other unforeseen events as defined in the policy

Coverage limits may vary depending on the destination and selected policy.

Cancellation coverage may include reimbursement of up to €30,000 for international trips, subject to policy terms.

Personal liability and legal assistance

Insurance policies may also include personal liability and legal protection, including:

• Personal civil liability coverage
• Legal assistance abroad
• Legal defence costs
• Emergency legal support
• Advance of emergency funds in certain situations

This coverage protects you against financial liability for accidental damage or injury caused to third parties during your trip.

 

When to arrange travel insurance

We strongly recommend arranging travel insurance at the time of confirming your trip.

Early coverage ensures protection in the event of cancellation, disruption, or unexpected circumstances occurring prior to departure or during your travels.

Client responsibility

Clients are responsible for ensuring that appropriate travel insurance coverage is in place prior to travel.

You should carefully review your policy documentation to confirm that it provides adequate coverage for your personal circumstances, travel plans, and destinations.

Northern Spain Travel can assist in arranging appropriate coverage through AON upon request.

Limitation of responsibility

Northern Spain Travel and OBM Luxury Ventures S.L. act solely as a travel designer and intermediary in facilitating the arrangement of travel insurance through AON.

OBM Luxury Ventures S.L.:

• Does not act as an insurer
• Does not underwrite insurance policies
• Does not administer insurance claims
• Does not assume liability for insurance coverage decisions

All insurance coverage is governed exclusively by the terms and conditions of the insurance policy issued by AON or the authorised insurer.

Any claims, coverage determinations, or policy administration matters are the sole responsibility of the insurer.

Request travel insurance

If you would like Northern Spain Travel to arrange travel insurance for your journey, please contact our team.

Email: info@northernspaintravel.com

We will assist you in arranging appropriate coverage through AON based on your itinerary and travel requirements.

Legal disclosure

Northern Spain Travel is a trading name of OBM Luxury Ventures S.L., registered in Spain.

Travel insurance policies are issued and underwritten exclusively by AON or its authorised insurance partners. OBM Luxury Ventures S.L. acts solely as an intermediary in facilitating insurance arrangements.

Coverage is subject to the insurer’s policy terms, conditions, exclusions, and limits.